Effective as of 03 August 2024
1. ACCEPTANCE OF TERMS
1.1 The Terms and Conditions (the “Terms”) on this website control the relationship between you, the user, and UyoMoneyGist.com with respect to your use of our website and other services (the “Website” or the “Service”), including all written text, Pictures, audio content, software, and other content provided through the Service (the “Content”).
1.2.Your access and use of the Service add up to your agreement to be bound by these Terms, which show a legally binding contractual relationship between you the visitor, and the Company. As a result of this, KINDLY READ THE TERMS PROPERLY BEFORE YOU USE THIS SERVICE.
1.3.Please also check and study our Privacy Policy. The terms of the Privacy Policy and other extra terms, policies, or documents that may be frequently posted on the Service are hereby plainly incorporated herein by reference. In our sole discretion, we hold the right to adjust or make changes to these Terms at any time and for any reason.
1.4.Except as otherwise stated herein, we will inform you regarding any changes to this terms of service by updating the “Last updated” date of these Terms and you can waive any right to obtain unique notice of any of such change.
1.5 THESE TERMS COMPRISE IMPORTANT DISCLAIMERS (SECTION 2), DISCLAIMERS OF WARRANTIES (SECTION 6), LIMITATION OF LIABILITY (SECTION 7), INCLUDING PROVISIONS THAT WAIVE YOUR LEGAL ENTITLEMENT TO A JURY TRIAL, LEGAL RIGHT TO A COURT HEARING AND ALSO RIGHT TO PARTICIPATE IN A CLASS ACTION (ARBITRATION AND CLASS ACTION WAIVER).
1.6.IF YOU SAY NO TO ANY SEGMENT OR SUBSECTION OF THESE TERMS, OR IF YOU ARE NOT QUALIFIED OR AUTHORIZED TO BE BOUND BY THESE TERMS, THEN DO NOT USE UYO MONEY GIST’S WEBSITE AND IT’S SERVICES.
2. IMPORTANT DISCLAIMERS
2.1.WE CAN NOT GUARANTEE THAT ;
(I) THE SERVICE WILL FULFIL YOUR REQUIREMENTS ALL THE TIME,
(II) THE SERVICE WILL BE NON STOP, PROMPT, SECURE, OR ERRORLESS,
(III) THE RESULTS OR OUTCOME THAT MAY BE GOTTEN FROM THE USE OF THE SERVICE WILL BE EXACT, RELIABLE OR JUST
(IV) THE QUALITY OF ANYINFORMATION, PRODUCTS, SERVICES, OR OTHER MATERIALS YOU PURCHASE OR GET USING THE SERVICE WILL MEET YOUR DESIRES OR WILL GIVE ANY BENEFIT.
2.2. INFORMATION PROVIDED VIA OUR SERVICE IS FOR INFORMATIONAL AND ENTERTAINMENT BENEFITS ONLY.
3. SERVICE
3.1. Any time you use the Service or submit information to Uyo Money Gist, you represent and warrant to the Company that:
(i) All the information you give is correct and true;
(ii) Your use of the Service does not at any time or by any means break, violate or breach any applicable law, rules and regulations or these Terms.
3.2. If or In case you breach these Terms, The Company has the right to end or stop your access to the Service or use of the Service.
3.3. With the Company’s Sole Authority, the Service may be changed, interrupted, updated or suspended at any moment without prior notice to you or our liability.
3.4.You are totally responsible for getting the equipment and telecommunication services required to gain access to the Service, and all fees that come with it (like but not limited to computing devices and Internet service provider and airtime charges).
3.5.We maintain the right to execute any modifications to the Service (be it the free or paid features) at any moment, with or without prior notice.
You grant that many of the Company’s actions may impede or stop you from having access to the Service at times and/or in like manner, for limited periods or permanently, and you agree that the Company has no responsibility or liability resulting from any of such actions or results, including, without limitation, for the deletion of, or failure to provide to you any services or content.
3.6. Your access and how you use our Services is at your own risk. Only In a way that is permitted by law, the Company will not be held responsible for any harm to your computing system, loss of data, or other harm to you or any third party, including, without limitation, any bodily harm, that results from your access to or use of the Service, or reliance on any information or advice.
3.7. Despite our utmost efforts to cultivate a positive customer support rapport with our users, the Company has no obligation to provide you with any kind of customer support.
4. THIRD PARTY ADS, INTELLECTUAL PROPERTY, USER CONTENT
4.1. The Service on our website may have URLs (Links) to other third-party websites or resources and advertisements for third parties (collectively, “Third-Party Ads”). The Company has no control over such Third-Party Ads and the Company won’t be responsible for any Third-Party Ads or their Terms. The Company gives these Third-Party Ads only as a convenience and does not monitor, approve, review, endorse, warrant, or provide any representations with respect to Third-Party Ads.
Advertisements and other promotional-related messages made available by Third-Party Sites Ads may not be totally accurate. You take absolute responsibility for and own all risk arising from your use of any such Third-Party websites Ads or their materials.When you make use of a Third-Party Site or link to it, the applicable service provider’s terms and policies, together with privacy and data gathering practices rule.You should carry out thorough research, and make inquiries or all the investigations necessary or suitable before you access or carry on with any transaction with any third party. Your transactions and other business practices with Third-Party Ads that are seen on or by using the Service, including payment and delivery of related goods or services, are entirely between you and such merchant or advertiser.
4.2. You hereby set us free, our website, officers, employees, agents and successors from claims, demands any losses, damages, rights, claims, and actions of any kind including personal injuries, death, and property damage, that is either directly or indirectly related to or arises from any contact with or conduct of any users of the Service, or any Third-Party Ads.
4.3. Based on these Terms, the Company allows you a non-transferable, non-exclusive, revocable license (without the right to sublicense) to utilise the Service entirely for your personal, non-commercial purposes.
4.4. You grant, represent and warrant, that your use of the Service, or any portion thereof, will be consistent with the foregoing license, covenants and restrictions and will neither infringe nor violate the rights of any other party or breach any contract or legal duty to any other parties.Moreover, you agree that you will adhere to all applicable laws, regulations and ordinances pertaining to the Service or by making use of it, and you will be totally responsible for your own individual / personalviolations of any such laws.
4.5. You grant that all the written work, visuals, marks, compilations (meaning the collection, arrangement and assembly of information), data, logos, other content, software and resources foundon the Service or used by the Company to operate the Service (together withthe Content and excluding any User Content (as defined below)) is proprietary to Uyo Money Gist or the third parties.
4.6. The Company clearlyreserves all rights, together with all intellectual property rights, in all of the foregoing, and other than as plainly permitted by these Terms, any use, redistribution, sale, decompilation, reverse engineering, disassembly, translation or other exploitation of them is strictly prohibited. Because the Service is being delivered does not hand over to you or any third party any rights, title, or interest in or to such intellectual property rights.
4.7. The personal details you give to us and any data, text and other material that you maygive to the Service (“User Content”)will still be your intellectual property, and the Company does not claim any ownership of the copyright or other proprietary rights in such registration information and the User Content. Despite the foregoing, you acknowledgethat the Company may keep back copies of the User Content and use it as reasonably required for or incidental to its operation of the Service and as described in these Terms and the Privacy Policy.
4.8. You offer the Company the non-exclusive, worldwide, transferable, perpetual, irrevocable right to publish, disseminate, publicly display, and perform the User Content in connection with the Service.
4.9. Each and every userof the Service is totally responsible for any and all his or her User Content. Sincewe do not control the User Content, youagree and accept that we are not responsible for any User Content and we make no guarantees as regards the accuracy, Suitability, currency, relevancy, or quality of any User Content, and we take no responsibility for any User Content. Your discussion and interactions with other Service users are totally between you and that user. You accept and agree that the Company will not be held responsible for any loss or damage sustained from any of such interactions. If there is a disagreement, an argument or conflict between you and any Service user, we are under no obligation to participate.
5. USER REPRESENTATIONS AND RESTRICTIONS
5.1. By using the Service, you agree and confirm that:
- 5.1.1. you have the legal ability and you agree to abide by these; Terms;
- 5.1.2. you are over the age of 16 and above
- 5.1.3. you will not make use ofthe Service via a bot, script or any automated or non-human means, otherwise ;
- 5.1.4. you will not use the Service for any unlawful, illegal, criminalor unauthorised reason;
- 5.1.5. you do not live in a country that is subject to a U.S. government embargo, or that has been identifiedby the U.S. government as a “terrorist supporting” country;
- 5.1.6. you are not enumeratedon any U.S. government list of prohibited or restricted parties,bodies or individuals;
- 5.1.7. your use of the Service will not in no way or means violate, disobey, infringe, break or contravene,any applicable law or regulation.
5.2. If you give any information that is not true, incorrect, incomplete or outdated, we have the right to reject, decline, refuse or stop from utilising any of all our current or future Services (or any part thereof).
5.3. You may not be allowed to access or use the Service for any purpose aside from thatfor which we made the Service available. The Service may not be used with regards to any commercial venture except those that are notably approved or endorsed by us.
5.4. In using the Service orAs this service user you agree not to:
5.4.1. Regularly gather data or other content from the Service to generate, create or compile, directly or indirectly, a collection, compilation, database, or directory without proper written permission from Uyo Money Gist;
5.4.2. make use of the Service in any unauthorised means, manner, method or way;
5.4.3. Carry out any form of change, improvement, enhancement, translation, adaptation or derivative work from the Service;
5.4.4. Utilise the Service for any income-generating venture, commercial enterprise, or other benefits for which it is not created, planned for or intended ;
5.4.5. make the Service available over a network or other environment granting access or use by many devices or users at once;
5.4.6. Utilise the Service forBuilding, developing, manufacturing or creating a product, service, or software that is, directly or indirectly, competitive with or in any way a substitutionfor the Service;
5.4.7. Utilise any information we own the sole proprietary right to, or any of our interfaces or other intellectual property we have, in the design, creation, development, manufacture, patent, licensing, or distribution of any devices, accessories or applications for use with the Service;
5.4.8. avoid, deactivate, disable, or otherwise inhibit security-related features of the Service;
5.4.9. take part in unauthorised framing of or linking to the Service;
5.4.10. obstruct, impede, disrupt, or create an undue stress andburden on the Service or the networks or services connected to the Service;
5.4.11. decode, decompile,disassemble, decipher, or reverse engineerany ofthe software involved or comprising a part of the Service;
5.4.12.make an effort to bypass any measures of the Servicedevised to stop, blockor restrict access to the Service, or any portion, section or part of the Service;
5.4.13.Transmit or distribute by any means files that contain viruses, corrupted files, worms, trojans, or any other related software or programs that may bring damage to the proper operation or workings of the company or other users’ devices;
5.4.14. Put to use, develop, launch, or distribute any automated system, including without limitation, any robot, bot, spider, cheat utility, scraper, or offline reader that makes use of the Service, or using or launching any unauthorised script or other software;
5.4.15. use the Service to forward automated queries to any website or to send any unrequested commercial e-mail;
5.4.16. disparage, degrade,tarnish, or otherwise harm, in our belief, us and/or the Service;
5.4.17. Utilise the Service in a way, means or method that is incompatible with any applicable laws or regulations; or
5.4.18. otherwise, breach, break or violate these Terms.
6. DISCLAIMER OF WARRANTIES
THIS WEBSITE, ITS CONTENT AND OTHER FEATURES OF THE SERVICE ARE MADE FOR USE “AS IS” AND “AS AVAILABLE”.THE WEBSITE, CONTENT AND OTHER ASPECTS OF THE SERVICE ARE MADE FOR USE WITHOUT REPRESENTATION OR WARRANTY OF ANY SORT, EXPRESS OR IMPLIED, TOGETHER WITH, BUT NOT LIMITED TO, THE IMPLIED WARRANTIES OF TITLE, NON-INFRINGEMENT, INTEGRATION, MERCHANTABILITY AND FITNESS FOR A CERTAIN PURPOSE, AND ANY WARRANTIESHINTED OR IMPLIED BY ANY COURSE OF ACTION OR USAGE OF TRADE, ALL OF WHICH ARE EXPLICITLY DISCLAIMED.
THIS COMPANY (UYO MONEY GIST) AND ITS SUPPLIERS, AFFILIATES AND LICENSORS DO NOT WARRANT THAT:
(I) THE SERVICE, RESOURCES, CONTENT, INFORMATION OR OTHER OF THIS SERVICE WILL BE PROMPT, ACCURATE, CORRECT OR RELIABLE;
(II) THE SERVICE WILL BE SECURE, OBTAINABLE OR AVAILABLE AT ANY MOMENT OR PLACE;
(III) ANY/ALL DEFECTS OR ERRORS WILL BE REPAIRED OR CORRECTED;
(IV) THE SERVICE WILL BE COMPLETELY FREE OR VOID OF VIRUSES OR OTHER HARMFUL COMPONENTS; OR
(V) ANY OUTCOME OR RESULT CAN BE ACQUIRED.
7. LIMITATION OF LIABILITY
7.1. AT NO TIME OR ON NO OCCASION SHALL WE (AND OUR AFFILIATES) BE ANSWERABLE, LIABLE OR LEGALLY RESPONSIBLE TO YOU OR ANY THIRD PARTY FOR ANY LOST PROFIT OR ANY INDIRECT, INCIDENTAL, CONSEQUENTIAL, EXEMPLARY, SIGNIFICANT OR PUNITIVE DAMAGES RESULTING FROM THESE TERMS OR YOUR USE OF, OR LACK OF ABILITYOR THE RIGHT KNOWLEDGE TO UTILISE, THE SERVICE (INCLUDING THE WEBSITE OR CONTENT), OR THIRD-PARTY ADS, EVEN IF WE HAVE BEEN INFORMEDOF THE CHANCE OR PROBABILITY OF SUCH DAMAGES.
YOU ARE PERSONALLY AND COMPLETELY RESPONSIBLE FOR ACCESSING AND THE USE OF, THE SERVICE (INCLUSIVE OFTHE WEBSITE, ITS CONTENT AND USER CONTENT), AND THIRD-PARTY ADS, CONSEQUENTLY THEY ARE AT YOUR OWN DISCRETION, PERIL AND RISK, AND YOU WILL BE TOTALLY RESPONSIBLE FOR ANY DAMAGE TO YOUR GADGET, DEVICE, COMPUTING SYSTEM OR LOSS OF DATA ARISING FROM THERE.
7.2. NOTWITHSTANDING ANYTHING TO THE OPPOSED ADDED IN HERE, YOU GRANT AND AGREETHAT THE AGGREGATE LIABILITY OF THE COMPANY TO YOU FOR ANY AND ALL CLAIMS EMANATING FROM THE USE OF THECONTENT, WEBSITE, OR SERVICE CAN NOT EXCEED 100 USD. THE LIMITATIONS OF DAMAGES IN THE PREVIOUS PARAGRAPH ARE THE PRIMARY ELEMENTS OF THEFUNDAMENTALOF THE TERMS BETWEEN THE COMPANY AND YOU.
7.3. SOME OR FEW JURISDICTIONS DO NOT ACKNOWLEDGE THE LIMITATION, EXCLUSIONOREXCEPTION OF LIABILITY FOR INCIDENTAL OR CONSEQUENTIAL DAMAGES, SO THE ABOVE LIMITATION OR EXCLUSION MAY NOT APPLY TO YOU AND YOU MAY ALSO HAVE OTHER LEGAL RIGHTS THAT DIFFER FROM JURISDICTION TO JURISDICTION.
8. INDEMNITY
You agree and acknowledgeto indemnify and hold the Company, its affiliates, subsidiaries, successors,any related companies, its partners, suppliers, licensors, and the officers, employees, directors,representatives andagents of them all harmless, together with the costs and lawyer or attorneys’ fees, from any claim or demand required by any third party due to or resulting from
(i) The way and manner you utilise the Service,
(ii) your User Content, or
(iii) your breach, breaking or violation of these Terms.
The Company has the right, at your expense, to assume the exclusive defence and control of any matter for which you are requestedto indemnify us and you agree to collaborate with our defense of these claims. You accept and agreenot to sort out any matter without the initialwritten consent of the Company. The Company will use reasonable efforts to communicate to you of any such claim,proceeding or action once aware of its presence or existence.
9. INTERNATIONAL USE
The Company on no account makes no representation that the Service is constantly accessible, appropriate or legally available for use in your jurisdiction, and having access to and using the Service is totally prohibited from territories where doing so would be considered illegal. Your access or use of the Service is at your own initiative and you are highly responsible for compliance with local laws.
10. GOVERNING LAW
10.1. The laws of the Republic of Nigeria, excluding its conflicts of law principles, govern all these Terms plus your use of the Service.
10.2. Note that any conflict, argument, dispute, or disagreement, coming from or in relation to these Terms, together with any question regarding its validity, presence, existence or termination shall be cited to and finally settled by arbitration under the Arbitration and Conciliation Act (Cap. A18) of the Republic of Nigeria. The total number of arbitrators shall be one. The location of arbitration shall be Lagos, Nigeria. And English language will be used to communicate the arbitral proceedings.
11. MISCELLANEOUS PROVISIONS
11.1. No waste of time, delay or omission by us in utilising any of our rights emerging upon any noncompliance or default by you concerning these Terms will impair or impede any such right or be elucidated to be a waiver thereof, and a waiver by the Company of any of the conditions, covenants, agreements or treaty to be executed by you will not be construed to be a waiver of any succeeding breach thereof or any othercovenant, condition or agreement contained here.
11.2. Conditional on Section 10 of this term, if any provision of these terms is found, seen orviewed to be invalid, null, void or unenforceable, then these Terms will remain in full force and effect and will be reformed to be valid and enforceable while reflecting the intent of the parties to the greatest extent authorise or allowedby law.
11.3. Except as otherwise clearlystated herein, these Terms present the whole agreement between you and the Company with respect toits subject matter and substitute for all prior promises, agreements or representations, whether written or spoken, pertaining to such subject matter.
11.4. The Company maydecide totransfer or assign any and all of its rights and obligations under these Terms to any other person, by any way, including by novation, and by acknowledging and accepting these Terms you give the Companyauthorization, permission and consent to any such assignment and transfer. You confirm that placing on the Service a variant of these Terms implying another person as a party to the Terms shall constitute valid notice to you of the transfer of the Company’s rights and obligations under the Agreement (unless otherwise explicitly stated).
11.5. All information disseminated on the Service is considered an electronic communication. When you Connect with us through or on the Service or through other forms of electronic media, such as e-mail, you are communicating with us electronically. Youagree and acknowledge that we may communicate electronically with you and that such communications, as well as notices, disclosures, agreements, and other communications that we make available to you electronically, are similar to communications in writing and shall have the same force and effect as if they were in written and signed by the party sending the communication.
11.6. Under no circumstances and by no means shall the Company be held legally responsible for any failure to comply with these Terms to the extent that such failure emanates from factors outside the reasonable control of the Company.
12. CONTACT
If you have any questions or feel uncertain about any part of these terms of service, you may contact us here. Effective as of 03 August 2024